The importance of jewellery valuations for insurance replacement is only really evident should the fateful day arise whereby you need to make a claim against a loss.
Our professional jewellery valuer, a trained gemmologist, provides our jewellery valuation service.
We will book in your jewellery for appraisal and once completed you will receive a full written valuation for each item including a colour photograph. Alternatively, jewellery may be left for valuation at either our Lewes or Eastbourne showrooms at any time.
We carry out jewellery valuations on a weekly basis; the items will be ready for collection within one week with the paperwork following on very soon afterwards. Goods are described and valued on the premises and insured under our policy whilst in our care. It is often helpful to view a previous valuation.
We are also able provide a valuation service for a wide range of other items such as watches and antiques.
Please ask about our valuation service in-store or online via our Ask Mr Clark form.
To differentiate between costly natural gemstones dug from the earth and their inexpensive synthetic or imitation counterparts made in a factory, a vast amount of experience is required. Not only does it require a battery of scientific instruments, but also the skill and knowledge to interpret the information obtained from them – W.E. Clark & Son have these tools, the knowledge and the experience:
Identification – The testing of precious metals, platinum, gold and silver etc., is a highly skilled operation. There are many precious alloys and plated materials on the market to trap the inexperienced valuer.
Value – To calculate replacement values, the valuer needs qualifications and years of experience. To value antiques, recent experience of buying and selling them is essential. We sometimes obtain a second opinion, but we will not accept anything we do not feel competent to value.
The Schedule – Each item is fully described with sufficient accurate detail for ownership to be proved and for replacements to be supplied should they be lost. Basic descriptions such as “Solitaire Diamond Ring - £500.00” are not acceptable.
Fees are payable on collection of the goods. V.A.T. is included.
For insurance replacement, private sale, or division:
£40.00 (for each and every 10 items) + 1.5% of the total value of the items.
£75.00 fee for up to 20 items, £100 fee for 21 items and over.
Our valuer is both FGA and DGA qualified (a qualified gemmologist) which means that your are able to leave your items in expert hands, and you are assured that you get an exact appraisal of your items.
We are affiliated to LMG (Loss Management Group) and most of the major insurance companies. Simply inform your insurers that you would like to deal with W. E. Clark & Son.
We are able to accept Gem-cheques in either our Lewes or Eastbourne showroom.
Many insurers may direct you towards a high street chain, yet on many occasions you will not receive a like for like replacement. Please remember that you pay your insurance premiums and that it is your decision as to where you replace your lost or stolen items.
Lost or stolen letter fee: £40.00, which is refundable if the item is replaced with W.E. Clark & Son.